Marion Rotary Club 1/27/11

Combating Identity Theft

Misty Hensley from SECU

The program today at the Marion Rotary Club was “Combating Identity Theft” led by Misty Hensley from the State Employees Credit Union.

Interesting facts:  NC ranks 21st in the nation in ID theft, most of it (27%) with credit card fraud.

As it relates to real estate, as Misty noted – your credit report is maybe your most important asset and a huge part of loans.  So you must guard it!

I’ve been the victim of credit card fraud (on a vacation in Florida) and it did no damage but it was a hassle talking to the police, shifting around money, etc.

I recommend (as does Misty) a credit monitoring service.  I use a service from MyFico.com but Experian and several credit related agencies offers the same.  It sends an alert directly to you when a report is pulled, an account has a balance increase, etc.

About Steve Jones Sells Homes

REALTOR, Owner of Joanne Howle Realty, CRS (Certified Residential Specialist), GRI (Graduate, REALTOR Institute)
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